Currency Converter — Live Exchange Rates
Convert any amount between the world's most-used currencies using live daily exchange rates. Ideal for checking what a price abroad really costs, planning a travel budget or sanity-checking a bank quote before you accept it.
Currency Converter
Convert between world currencies
Indicative rates (offline fallback), for reference only.
How it works
- Rates update daily from a public exchange-rate feed.
- Banks and cards usually add a 1–3% margin on top of the mid-market rate.
- Use this as a reference figure, not a quoted trading rate.
- Converted amount = amount × (target rate ÷ source rate).
- Airport exchange desks are typically the most expensive way to change money.
Worked example: converting €250 to US dollars
- 1Suppose the rate is 1 EUR = 1.08 USD.
- 2Multiply: 250 × 1.08 = 270.
- 3With a typical 2% card margin you would receive about 270 × 0.98 = 264.60.
€250 ≈ $270 at the mid-market rate (≈ $264.60 after a 2% margin)
What €100 is worth at sample rates
| Currency | Sample rate | €100 converts to |
|---|---|---|
| US dollar (USD) | 1.08 | $108.00 |
| British pound (GBP) | 0.85 | £85.00 |
| Japanese yen (JPY) | 163.00 | ¥16,300 |
| Swiss franc (CHF) | 0.95 | CHF 95.00 |
| Chinese yuan (CNY) | 7.80 | ¥780.00 |
Sample rates for illustration — the converter above uses today's live rates.
Frequently asked questions
Are these live exchange rates?
Yes — rates are fetched from a public exchange-rate service each time the page loads, with a recent fallback if the service is unreachable.
Why does my bank give me less than this rate?
The rate shown here is the mid-market rate — the midpoint between buy and sell prices. Banks, cards and exchange desks add a margin (often 1–3%) and sometimes a fixed fee on top.
When is the best time to exchange money?
Rates move constantly and short-term moves are unpredictable. For large amounts, watching the rate for a few weeks and exchanging on a favourable day can save more than shopping around for margins.
Is it better to pay in local currency or my own when abroad?
Almost always choose the local currency. When a terminal offers to charge you in your home currency, it applies its own poor exchange rate — known as dynamic currency conversion.
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