Loan Calculator — Monthly Payment and Interest
Enter the amount you want to borrow, the annual interest rate and the term to see your monthly payment and what the loan costs in total.
Loan Calculator
Monthly payments and total interest
Monthly payment489.15
Total of payments29,349.22
Total interest4,349.22
How it works
- Payments use the standard amortisation formula on the declining balance.
- A longer term lowers the monthly payment but raises total interest.
- Check for arrangement fees — they are not part of the interest rate.
Frequently asked questions
Does this include fees or insurance?
No. The result covers principal and interest only. Add any arrangement fee or payment-protection premium separately.
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