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Mortgage Calculator — Monthly Payment Estimate

Enter the property price, your deposit, the interest rate and the term to see the monthly payment and the lifetime cost of the loan.

Mortgage Calculator

Monthly payments on a home loan

Monthly payment1,293.46
Loan amount240,000.00
Total paid388,038.47
Total interest148,038.47

How it works

  • Loan amount = property price − deposit.
  • Results cover principal and interest; taxes and insurance are extra.
  • A 1% rate rise on a 30-year loan can add hundreds per month.

Frequently asked questions

Does this include property tax and insurance?

No. The figure is principal and interest only. Add property tax, building insurance and any association fees to budget realistically.

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