Savings Growth Calculator — Compound Interest
Combine a starting balance, a monthly deposit and an expected annual return to project what you will have after any number of years.
Savings Growth
Compound interest on your savings
Future value32,703.47
Total contributed25,000.00
Interest earned7,703.47
How it works
- Interest compounds monthly on the running balance.
- Returns are nominal — inflation reduces real purchasing power.
Frequently asked questions
What return rate should I assume?
Savings accounts typically pay 1–4%. Long-run stock-market averages are often modelled at 5–7% before inflation, but returns are never guaranteed.
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